Terms of Service and Use

p2p Auto ("p2p," "we," or "us") provides the p2p Auto site at URL: https://p2pauto.ai/p2p/ ("Site"). The Site offers the services, including but not limited to providing financing information, blogs, discussion forums, and other opportunities thereto (collectively, the "Services") to our users, whether they be individuals, organizations, or other visitors to the Site under the Terms of Service and Use contained herewith. "You" means the individual person entering this Agreement on her own behalf; or, if this Agreement is being entered on behalf of an organization, such as an employer, "you" means the organization on whose behalf this Agreement is entered, and in the latter case, the person entering this Agreement represents and warrants that she has the authority to do so on behalf of the organization.


p2p Auto's Terms of Service and Use, along with p2p Auto's Privacy Policy, located at https://p2pauto.ai/p2p/Privacy-Policy ("Privacy Policy") are set forth these legally binding terms of your access to and use of the Services ("Terms").


You understand and agree that these terms set forth the legally binding terms and conditions for your use of the Site and Services, and the Site and Services are made available and provided to you exclusively under these Terms. By visiting, using or accessing Site and/or the Services, you agree to comply with and be bound by the Terms. If you do not agree with these Terms, you should leave the Site and discontinue use of the Site and Services immediately.


We reserve the right to terminate the use of this website or your access to part or all of the Services at any time for any reason, including, without limitation, if we are unable to support this initiaitve or we learn that visitors have provided false or misleading information or have violated the Terms.

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Reference

P2P Auto is a peer-to-peer lead gen platform of Penguin Peers Inc. We allow vehicle owners borrow directly from our investor members to meet with their financing needs.

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@P2P Auto Great success with the pilot in San Diego. http://t.co/sBav7dm 5 hours ago
@P2P Auto p2p Auto expands to Los Angeles metro area. http://t.co/sBav7dm 5 hours ago

We do not require you to register with us to provide any information. However, if you do wish to take advantage of our products and/or services, you will need to provide us the information that will required to process your request and complete your transaction.

You agree that all the information that you provide to us will be true, accurate and current. You must not use p2p Auto website or Services to: (a) violate any local, state, federal or international law; (b) stalk, harass or harm members of p2p Auto or other ndividual; (c) collect or store personal data about other users; (d) contact/solicit other members for reasons other than business approved by p2p Auto (e) misrepresent your affiliation with a person or entity; or (f) interfere with or disrupt the Services or servers or networks connected to the Services, or disobey any requirements, procedures, policies or regulations of networks connected to the Services. You must not use, access, reproduce, duplicate, copy, sell, resell or exploit for any commercial purposes, any portion of the Content, Site, or Services.

Without our prior approval, you must not (a) use any automated, high volume or electronic means (e.g. robots, spiders, scripts or other automatic devices) to access the Services or monitor or copy our web pages or its content contained; (b) link to the Site for any purpose; or (c) frame the Site, place pop-up windows over its pages, or otherwise affect the display of its pages.

We reserve the right to change these Terms of Service and Use including the Privacy Policy, from time to time. The updated version of these Terms will be made available in the Privacy Policy and Terms of Services and Use section of this website. You agree that such amended Terms will be effective immediately after the update, and your access to the Site or use of our products and Services after that time shall constitute your acceptance of the amended Agreements. If you object to any such changes, you may terminate your use of this website. You may also send us an email at info@p2pauto.us . Moreover, certain areas of the Services may be subject to additional terms of use. By using such areas, you agree to be bound by the additional terms of use applicable to such areas. In the event that any of the additional terms of use conflict with these Terms, these Terms shall prevail.

We may modify or discontinue the Site or Services with or without notice to you. We shall not be liable to you or any third party should we exercise our right to modify or discontinue the Site or Services. If you object to any such changes, your may discontinue using the Site or Services.

Please visit https://p2pauto.ai/p2p/Privacy-Policy to review our privacy policy

The external/third-party references, tools and resources are made available to you for your convenience. You understand and acknowledge that we do not monitor the third-party contents for accuracy, reliability or consistency.

p2p Auto takes no responsibility for any information, comments, feedback, data, materials, photos, videos or other content of any type or asset details and descriptions that you may provide to us through or to use our Site or Services (collectively described as Your Content). You understand that you are solely responsible for Your Content. We reserve the right to remove Your Content if we believe it may create liability for us. You represent and warrant that Your Content (a) does not infringe on any third party's copyright, patent, trademark, trade secret or other proprietary rights; (b) does not violate any law, statute, ordinance or local, state, federal, or international regulation; (c) is not defamatory; (d) is not pornographic or obscene; (e) does not violate any laws regarding conumer privacy, unfair, deceptive, abusive practices, anti-discrimination or false advertising; and (f) does not contain viruses, trojan horses, worms, time bombs, spyware, or other similar harmful or deleterious programming routines.

Your use of our Site, Products or Services mean that you grant to us a worldwide, perpetual, irrevocable and royalty-free license, sublicensable through multiple tiers of sublicensees, to use, reproduce, analyze, modify, distribute, display, perform, and create derivative works from Your Content in any media or through any means now known or not currently known. You acknowledge that Your Content will be available for other users of the Site or Services to view.

You acknowledge that p2p Auto owns all rights and interest in the Site and to the Services rendered through this Site. You also understand and acknodledge that p2p Auto owns the underlying Auto modeal, risk models, underwriting framework, software and technology, including without limitation all related Intellectual Property (IP) rights. p2p Auto's IP will be protected under any and all rights existing from time to time under patent law, copyright law, trade secret law, trademark law, unfair competition law, and any and all other proprietary rights, and any and all applications, renewals, extensions and restorations thereof, now or hereafter in force and effect worldwide.

Our provision of external third party links, references, tools and resources is solely for your convenience and does not suggest our endorsement of those Sites or its contents. We have no control over and cannot be responsible for those external tools, resources, websites or their content. WE WILL NOT BE LIABLE FOR ANY INFORMATION, SOFTWARE, OR LINKS FOUND AT ANY OTHER WEBSITE, INTERNET LOCATION, OR SOURCE OF INFORMATION, OR FOR YOUR USE OF SUCH INFORMATION.

You agree that we, in our sole discretion, may terminate your p2p Auto membership or other use of the Site or Services without prior notice, and remove and discard Your Content from the Site, for any reason and without prior notice. YOU AGREE THAT WE SHALL NOT BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY TERMINATION OF YOUR ACCESS TO THE SERVICES. You may discontinue your participation in and access to the Services at any time.

YOU AGREE THAT USE OF THIS SITE OR SERVICES IS AT YOUR SOLE RISK. THE SERVICES AND SITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. P2P AUTO DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR USE OR PURPOSE AND NON-INFRINGEMENT WITH RESPECT TO THE SERVICES. P2P AUTO MAKES NO WARRANTY THAT THE SERVICES OR SITE WILL MEET YOUR REQUIREMENTS, OR THAT THE SERVICES OR SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; NOR DOES P2P Auto MAKE ANY WARRANTY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES OR SITE OR AS TO THE ACCURACY OR RELIABILITY OF ANY INFORMATION OBTAINED THROUGH THE SERVICES OR SITE, OR THAT DEFECTS IN THE SERVICES OR SITE WILL BE CORRECTED. YOU UNDERSTAND AND AGREE THAT ANY INFORMATION OBTAINED THROUGH THE USE OF THE SERVICES OR SITE IS DONE AT YOUR OWN DISCRETION AND RISK AND THAT YOU WILL BE RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SERVICES OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF SUCH INFORMATION. P2P Auto MAKES NO WARRANTY REGARDING ANY TRANSACTIONS WITH ANY OTHER PARTIES THROUGH THE SERVICES OR SITE. THE ENTIRE RISK AS TO RESULTS TO BE OBTAINED THROUGH THE USE OF THE SITE OR THE SERVICES IS WITH YOU. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM P2P AUTO OR THROUGH THE SERVICES SHALL CREATE ANY WARRANTY NOT MADE HEREIN.

YOU UNDERSTAND THAT TO THE EXTENT PERMITTED UNDER APPLICABLE LAW, IN NO EVENT WILL P2P AUTO OR ITS OFFICERS, EMPLOYEES, DIRECTORS, PARENTS, SUBSIDIARIES, AFFILIATES, AGENTS OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO, DAMAGES FOR LOSS OF REVENUES, PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES (EVEN IF SUCH PARTIES WERE ADVISED OF, KNEW OF OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES, AND NOTWITHSTANDING THE FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY), ARISING OUT OF OR RELATED TO YOUR USE OF THE SITE OR THE SERVICES, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE AND STRICT LIABILITY), WARRANTY, STATUTE OR OTHERWISE. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THIS SITE, YOUR SOLE REMEDY IS TO DISCONTINUE USE OF THIS SITE. The aggregate liability of P2P AUTO to you for all claims arising from or related to the Site or the Services is limited to one-hundred dollars ($100).

If your jurisdictions does not allow the exclusion of certain warranties, some of the above limitations and disclaimers may not apply to you. The extent of our liability in such jurisdiction shall be the minimum permitted under applicable laws.

You agree to indemnify, defend and hold harmless p2p Auto, its parents, volunteers, subsidiaries, affiliates, officers, directors, co-branders and other partners (including third-party partners to whom p2p Auto may provide Your Content ("Third Parties"), employees, consultants and agents, from and against any and all claims, liabilities, damages, losses, costs, expenses, fees (including reasonable attorneys' fees and court costs) that p2p Auto or Third Parties may incur as a result of or arising from (1) Your Content and any information you submit, post or transmit through the Services, (2) your violation of these Terms or applicable law, (3) your violation of any rights of any other person or entity, or (4) any information or content we collect from third parties through the Site or Service at your request, or (5) any viruses, trojan horses, worms, time bombs, cancelbots, spyware or other similar harmful or deleterious programming routines input by you into the Services.

Certain names, logos, and other materials displayed on this site or included in the Services offered by this site constitute trademarks, tradenames, service marks or logos ("Marks") of us or other entities. You are not authorized to reproduce or distribute without express approval from P2P Auto. Ownership of all such Marks and the goodwill associated therewith remains with those associated entities.

The content made available to you through our Site and the Services (viz. text, comments, videos, feedback, blogs, databases, software, code, music, sound, photos, and graphics (1) is copyrighted by p2p Auto and/or its licensors under United States and international copyright laws, (2) subject to other intellectual property and proprietary rights and laws, and (3) owned by p2p Auto or its licensors. It shall not be copied, modified, reproduced, republished, posted, transmitted, sold, offered for sale, publicly performed, publicly displayed, or redistributed in any way without our express approval and the prior written permission of our applicable licensors.

Our failure to exercise or enforce any right or provision of the Terms shall not constitute a waiver of such right or provision. If any provision of the Terms is found by a court to be invalid, the parties agree that the other provisions of the Terms remain in effect. You agree that regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to use of the Services or the Terms must be filed within one (1) year after such claim or cause of action arose or be forever barred. This Agreement cannot be transferred or assigned by you without p2p Auto's prior written consent.

These terms as well as any other limitations explicitly set forth herein shall survive the expiration or earlier termination of the Terms for any reason. Our and our licensors' proprietary rights including any and all Intellectual Property Rights in and to our content and the Services shall survive the expiration or earlier termination of the Terms for any reason.

Please report any violations of the Terms to info@p2pauto.us